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RISK MANAGEMENT

REIMAGINING FLEET RISK MANAGEMENT

FLINZ offers a groundbreaking approach to fleet risk management, transforming traditional insurance models into a streamlined, predictable, and cost-effective solution. Our core philosophy — "Sustainably Less" — drives everything we do: less bureaucracy, less hassle, fewer surprises, and above all, less cost.

Key Benefits

  • Predictable Costs: Monthly payments based on precise risk predictions, eliminating unexpected premium increases
  • Tailored Coverage: Insurance solutions designed specifically for your fleet's unique needs and risk profile
  • Shared Responsibility: Our co-responsibility model aligns incentives between fleet owners and insurers
  • Simplified Administration: Streamlined policy management through our digital FLINZBOX platform

OUR APPROACH: THE FLINZ CO-RESPONSIBILITY MODEL

At the heart of our risk management solution is a revolutionary co-responsibility model that transforms the traditional insurer-insured relationship. Instead of the conventional approach where interests are often misaligned, we create a partnership where risks, responsibilities, and rewards are shared among all stakeholders. Unlike traditional insurers who passively increase premiums year after year, we take an active role in managing and reducing your fleet's risk profile, sharing both the responsibility and the benefits of improved performance.

Self-Insurance Service

For fleets seeking greater control over their insurance costs, we offer a self-insurance product with comprehensive service support. This approach allows you to take ownership of smaller, more frequent claims through a higher deductible or stop-loss arrangement, while still maintaining protection against major losses.

Vintage rotary telephone representing reliable communication in risk management

Anticipating your needs: Proactive risk management that addresses concerns before they arise

HOW IT WORKS

  1. Risk Assessment: We begin with a comprehensive analysis of your fleet's risk profile, leveraging AI-driven analytics and historical data.
  2. Tailored Coverage: Based on this assessment, we design a customized insurance solution that balances traditional coverage with self-insurance elements.
  3. Predictable Payments: Instead of unpredictable annual premium increases, you make regular monthly payments based on precise risk predictions.
  4. Active Risk Management: Through our FLINZBOX platform, we continuously monitor and help reduce your fleet's risk profile through driver behavior analysis and proactive interventions.
  5. Transparent Reporting: You receive regular insights into your fleet's performance, claims history, and potential areas for improvement.

THE FLINZ ECOSYSTEM ADVANTAGE

What truly sets FLINZ apart is our ecosystem approach. We've built a network of trusted partners—from repair shops to damage assessors—all connected through our FLINZBOX platform. This integrated ecosystem ensures seamless communication, efficient claims processing, and optimal service delivery.

By joining FLINZ, you're not just purchasing insurance — you're becoming part of a community dedicated to transforming fleet risk management through collaboration, technology, and shared responsibility.

Our Promise: "Sustainably Less"

Less bureaucracy, less hassle, fewer surprises, and above all, less cost. In a market where it's always about more, we strive for less — sustainably less.

READY TO TRANSFORM YOUR FLEET RISK MANAGEMENT?

Discover how FLINZ can help you achieve predictable costs, enhanced coverage, and peace of mind for your fleet. Contact our team today to schedule a consultation and see the FLINZBOX platform in action.