Assured Services for your Insured Assets.
In the contemporary fleet insurance landscape, the principles of sustainability and efficiency have become pivotal. FLINZ's comprehensive approach to fleet insurance and management, based on principles of co-responsibility, transparency, and sustainability, offers significant advantages in addressing the contemporary challenges faced by fleet managers. By aligning interests and focusing on efficient risk management, FLINZ ensures operational efficiency, cost-effectiveness, and peace of mind for its clients.
Reinventing Fleet Insurance
Fleet managers do not feel supported in their efforts to reduce insurance claims and promote road safety. Even when fleet managers take measures to reduce damage cost, they do not see an immediate rewards in their premiums. Few insurers show willingness to invest in claims management, leading to a lack of alignment of interests within the insurance chain. As a customer, one consequently faces higher premiums for insuring the fleet every year. Customer is treated stepmotherly and pays the bill.
At FLINZ, your interests are our top priority. We place your risk with a group of large, international (re)insurers, eliminating many links in the chain and allowing us to communicate directly with you. This streamlining not only makes insurance cheaper but also more effective by ensuring that crucial data is not lost. Everyone in the chain shares the same interest: yours!
Shared Risk, Shared Service
FLINZ offers a self-insurance product, including service. The customer 'self-insures' via a high deductible or, via a stop-loss formula. FLINZ developed a calculation model for a fleet's insurance premium based on damage history (claims burden/risk), vehicle categories (cost & risk), geographical locations (risk), driver profiles (risk), ... and by applying AI technology. This model suggests desired actions at the start and during the contract period to achieve premium reduction. Going for the long term relationship based on common interest.
Partner Loyalty
FLINZ is building its own community of partner suppliers (ecosystem) committed to providing the best service to customers. This includes everything from initial contact with the customer (Driver Care) to damage repair, expertise where needed, and claims handling and reporting to the relevant insurers after the high-quality repair.
We aim with FLINZ to remain in control and digitally direct the entire process from the beginning, at the time of an accident, until the claims recovery. We offer monthly analyses of your portfolio and provide various tools to help you reduce losses. Fewer damages in our solution directly translate to benefits for you!
Cutting-edge technology
Partnering with our tech experts, FLINZ provides smart solutions to significantly reduce your costs. Whether it's leveraging drive data to meet CO2 emissions monitoring requirements or using claims data in an AI-driven engine, our solutions optimize supplier management, driver behavior, insurance schemes, and more. These data-driven policies ensure cost-efficiency across the board.
ESG Reporting
The analysis and implementation of environmental and social factors are key components of a successful ESG strategy. They are the cornerstone of sustainable business. This provides a unique opportunity for motivated clients to outperform their competition. For instance, FLINZ provides insight into the E in ESG and reports a company's performance in terms of CO2 emissions of its fleet, but can also report on safety and thus the risk profile of its drivers, the S of 'Safety'.